Privacy Policy

Privacy Policy


This Privacy Policy describes the website ( visitor and/or user and/or consumer’s (Hereinafter called and referred to as the ‘Visitor’) privacy rights regarding’s (Hereinafter referred to as ‘Target’) collection, use, storage, sharing and protection of the visitor’s personal information. It applies to the website and all related sites, applications, services and tools regardless of how the visitor accesses or uses them. The Visitor accepts this Privacy Policy when the visitor signs up for, accesses, or uses target’s products, services, content, features, technologies or functions offered on target’s website and all related sites, applications, and services (collectively “Target Services”). Target may amend this policy at any time by posting a revised version on target’s website. The revised version will be effective at the time target posts it.

How Target collects information about the Visitor

When a visitor visits or uses target’s Services, target collects information sent by the visitor’s computer, mobile phone or other access device. The information sent to target includes data on the pages the visitor accesses, visitor’s computer IP address, device identifiers, the type of operating system being used, mobile network information, standard web log data and other information. Web log data includes the browser type you’re using and traffic to and from target’s site. When is visited or target services are used, target also collects information about the visitors’ transactions and activities.
In addition, if you open a target account or use target services, target may collect the following types of information:
  • Contact information, such as name, address, phone, email, and other similar information. Information about visitor from third parties such as identity verification services.
  • Financial information, such as the full bank account numbers and/or credit card numbers that are linked to the visitor’s target account or given to target when using target services.
  • Detailed personal information such as date of birth.
Additionally, the visitor may choose to provide target with access to certain personal information stored by third parties such as social media sites (e.g., Facebook and Twitter). The information target may receive varies by site and is controlled by that site. By associating an account managed by a third party with the target account and authorizing target to have access to this information, the visitor agrees that target may collect, store and use this information in accordance with this Privacy Policy.
Target may also collect additional information from or about the visitor in other ways, such as through contact with target’s customer support team or results when visitor responds to a survey.

What are Cookies and how does target use them?

When you access or use target Services, target may place small data files on visitor’s computer or other device. These data files may be cookies, pixel tags, “Flash cookies,” or other local storage provided by visitor’s browser or associated applications (“Cookies”). Target uses these technologies to: recognize visitor as a customer; customize Target Services, content, and advertising; measure promotional effectiveness; help ensure that visitor’s target account security is not compromised; mitigate risk and prevent fraud; and to promote trust and safety across target site and services.
Target uses both session and persistent Cookies. Session Cookies expire and no longer have any effect when the visitor logs out of the account or closes the browser. Persistent Cookies remain on visitor’s device until it is erased or it expires.
Target encodes its Cookies so that target can interpret the information stored in them.
The Visitor is free to decline the Cookies if visitor’s browser or browser add-on permits, but doing so may interfere with the use of target website and services. Refer to the help section of the browser, browser extensions, or installed applications for instructions on blocking, deleting, or disabling Cookies.

Your Personal Information and how we protect and store

Throughout this policy, target uses the term “personal information”. Personal Information describes information that can be associated with a specific person and can be used to identify that person. Target does not consider personal information to include information that has been made anonymous so that it does not identify a specific user.
Target stores and processes visitor’s personal information on target’s computers. This information is protected using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards used are firewalls and data encryption, physical access controls to target’s data centers, and information access authorization controls.

How personal information collected is used

The primary purpose in collecting personal information is to provide the visitor with a secure, smooth, efficient, and customized experience. Therefore personal information may be used to:
  • provide Target Services and customer support;
  • process transactions and send notices about visitor’s transactions;
  • resolve disputes, collect fees, and troubleshoot problems;
  • prevent potentially prohibited or illegal activities, and enforce target’s Terms and Conditions;
  • customize, measure, and improve target Services and the content, layout, and operation of target’s websites;
  • deliver targeted marketing, service update notices, and promotional offers based on visitor’s communication preferences;
  • contact visitor at any telephone number, by placing a voice call or through text (SMS) or email messaging, as authorized by the Terms and Conditions;
  • Compare information for accuracy and verify it with third parties.

How personal information collected is used

Target may use the personal information shared to send email offers that may be of special interest to the visitor. If the visitor unsubscribed from these email messages, visitor will no longer receive these messages from target via email. If the visitor does not wish to receive marketing communications from target or participate in ad-customization programs, visitor may unsubscribe by following the instructions located at the bottom of the email received. If visitor unsubscribes from email solicitations, target will still contact visitor via email to service and maintain account relationship. If visitor receives emails from third parties on behalf of target, visitor must unsubscribe through the instructions in the email or contact these third parties directly.

How personal information is shared with third parties

We only share personal information with third parties as described in this policy.
Target will not sell or rent any of the visitor’s personal information to non-affiliated third parties for their marketing purposes, except as disclosed in this policy or unless visitor has provided consent.
Target may share personal information with:
  • Service providers under contract who help with target’s business operations such as fraud prevention, bill collection, account maintenance, marketing and technology services.
  • Financial institutions that target partners with to provide joint marketing of products and services, to help detect and prevent potentially illegal acts and fraud, and to guide decisions about the products, services and communications.
  • Credit bureaus and collection agencies to report account information, as permitted by law.
  • Third parties when required by law or valid judicial process, or when target believes, at its sole discretion, that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of target’s Terms and Conditions.
  • Other third parties with visitor’s consent or direction to do so.

Accessing or changing personal information

The Visitor can review and edit their personal information at any time by logging in to the visitor’s account and reviewing account settings and profile.

Contacting target about privacy questions

Please free to contact us via any of the channels provided should you have any questions or concerns regarding this policy.

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